1. Acceptance of Terms
By accessing or using sajohey's website and services, you agree to be bound by these Terms & Conditions as well as our Privacy Policy and Cookies Policy.
2. Use of Services
sajohey provides educational content, tools, and resources designed to assist families in improving their financial literacy and budgeting skills. You agree to use the services only for lawful and personal purposes.
3. Intellectual Property
All content, including but not limited to text, images, logos, and software, is the property of sajohey or its licensors and protected by copyright laws. Unauthorized use or reproduction is strictly prohibited.
4. User Responsibilities
Users are responsible for maintaining the confidentiality of any credentials and for all activities conducted under their accounts. You agree not to misuse the platform or interfere with its proper functioning.
5. Disclaimer of Warranties
sajohey provides its services on an "as is" basis without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of the content or tools provided.
6. Limitation of Liability
sajohey shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services, even if advised of the possibility of such damages.
7. Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
8. Governing Law
These Terms & Conditions are governed by the laws of the Netherlands. Any disputes will be subject to the exclusive jurisdiction of the courts located in Amsterdam.
9. Changes to Terms
sajohey reserves the right to modify these Terms & Conditions at any time. Updates will be posted on this page with the effective date indicated. Continued use after changes constitutes acceptance.
10. Contact Us
If you have questions about these terms, please visit our Contact page.
Begin Your Financial Transformation Journey
Connect with our certified financial advisors and receive a personalized roadmap to achieve your family's financial goals. Over 15,000 European families have already transformed their financial future.
Personal Consultation
30-minute one-on-one session with certified advisor
Custom Budget Plan
Tailored financial strategy for your family's needs
Free Follow-up
Complimentary 15-minute progress review after 30 days
What to Expect in Your Consultation
Financial Health Assessment
Complete review of your current financial situation
Goal Setting Workshop
Define short and long-term financial objectives
Action Plan Development
Receive personalized recommendations and next steps
